Piggy Bank Bonanza: Hold and Win Overview
The Piggy Bank Bonanza slot runs on a 5×3 grid with 243 ways to win. It uses a fixed bet of 25 coins per spin. Each base spin can trigger one of three modifiers: the Nudging Multiplier Wild Reel, the Second Chance re-spin, or Random Wilds. Only one modifier stays active per spin.
| Parameter | Value |
|---|---|
| Developer | Dragon Gaming |
| Grid | 5 reels × 3 rows |
| Ways to Win | 243 |
| RTP | 95.53% |
| Volatility | Medium |
| Max Win | 2,297x bet |
| Bet Range | £0.25–£100 (25 fixed coins per spin) |
| Key Features | Hold and Win Bonus, Nudging Multiplier Wild Reel, Second Chance Re-Spin, Random Wilds, Buy Feature (50x bet) |
Six or more Special coin symbols launch the Hold and Win Bonus instead, where the Grand Prize awards 2000x bet on a full board. The maximum win is capped at 2,297x bet.
Slot Theme & Visuals
The reels center on a coin-stuffed piggy bank alongside cash briefcases, stacked banknotes and gold coin piles, set inside a bank vault.
RTP & Volatility
RTP for Piggy Bank Bonanza: Hold and Win is 95.53%, calculated from a simulation of 10 million rounds. Volatility is medium.
When a win reaches the 2,297x cap, the round rounds the payout down and forfeits any re-spins or features still pending. A medium-volatility bankroll benefits from betting small and steady, since regular card-symbol wins offset the wait between Hold and Win triggers.
Nudging Multiplier Wild Reel
The Nudging Multiplier Wild Reel sits only on reel 3. A partial WILD stack can land on that reel during the base game. It then nudges up or down by one position to complete a full Wild Reel across all three rows.
Once the Wild Reel completes, the game randomly assigns one multiplier: 2x, 3x, 5x, 8x or 10x. The WILD substitutes for every symbol except the Special coin symbols. This feature can only fire when the Hold and Win Bonus has not triggered on the same spin.
Second Chance Feature
Second Chance activates only when the Nudging Multiplier Wild Reel completes but the spin returns no win. The Wild Reel on reel 3 stays held in place, while reels 1, 2, 4 and 5 spin again for one free re-spin.
The free re-spin happens at most once per spin. It's a separate step that follows a losing Wild Reel, not an automatic extension of it. Second Chance cannot occur in the same spin as the Hold and Win Bonus.
Random Wilds
Random Wilds trigger only when neither the Hold and Win Bonus nor the Nudging Multiplier Wild Reel has fired on that spin. The feature drops 1 or 2 random wild symbols on reels 2, 3, 4 or 5, with an equal chance of either count. Reel 1 never receives a Random Wild, and no Random Wild can land on a position already held by a Wild. Each one substitutes for paying symbols on its reel.
If at least one Random Wild lands inside a winning combination, one extra Random Wild drops on reel 2 or reel 3. The extra symbol only appears when it raises the current win, and it cannot repeat an existing Wild or Random Wild position. A round can add only one extra Random Wild this way.
Hold and Win Bonus
Six or more Special coin symbols, in any mix of Mini, Minor or Major values, launch the Hold and Win Bonus. Empty grid positions can fill with a new Special symbol on every re-spin, and each fresh landing resets the counter back to three spins.
Coin Values & Re-Spins
The bonus starts with 3 re-spins. Standard coin symbols carry fixed values of 1x, 2x, 3x, 4x, 5x, 6x, 7x, 9x or 10x bet, assigned at random on landing.
Landing any new Special symbol resets the counter back to three spins, regardless of its value. The round ends once the re-spins run out with no further Special landings.
Mini, Minor & Major Jackpots
Mini, Minor and Major coins pay fixed amounts of 15x, 30x and 200x bet. They land on the grid as separate positions, same as standard coin values, and do not replace or block them.
All coin values on the grid, standard and Special alike, add together once the last re-spin ends. A board carrying several Major coins next to standard values pushes the bonus total up fast.
Grand Prize – Full Board
Filling all 15 grid positions with Special coin symbols triggers the Grand Prize. The payout is 2000x bet plus the total of every coin value already on the reels.
Reaching a full board is rare. Every one of the 15 cells has to land a Special symbol within the re-spins available, before the counter runs out.
Gamble Feature: Double or Quadruple Your Win
After any winning base-game spin, the Gamble option offers two ways to risk the win. Guessing the correct card color pays 2x at a 50% chance, while guessing the exact suit pays 4x at a 25% chance.
The Gamble Feature does not affect the game's overall RTP of 95.53%.
Payout Table
The paytable for Piggy Bank Bonanza: Hold & Win pays on 243 ways, awarding left-to-right matches of three or more identical symbols per active way.
| Symbol | x5 | x4 | x3 | x2 |
|---|---|---|---|---|
![]() | 30x | 20x | 10x | 3x |
![]() | 30x | 20x | 10x | 3x |
![]() | 30x | 20x | 10x | 3x |
![]() | 30x | 20x | 10x | 3x |
![]() | 20x | 12x | 5x | 1x |
The Wild symbol is not part of the payout table above. It substitutes for every symbol except the Special coins and lands only on reels 2, 3, 4 and 5. Vault Reveal positions appear as mystery stacks on each reel. Once the reels stop, every Vault Reveal cell converts to the same random symbol, excluding Wild and Special coins.
Buy Bonus Option
The Buy Bonus option purchases direct entry into the Hold and Win Bonus for 50x the total stake. This purchase does not change the overall RTP of 95.53%, since no separate buy-feature RTP applies to Piggy Bank Bonanza.
How to Play Piggy Bank Bonanza in the UK
Pick a Licensed Casino
Choose a UKGC-licensed Piggy Bank Bonanza casino from the list on this page. Every operator listed holds a current UK Gambling Commission license.
Register Your Account
Create an account and verify your identity with the casino's standard ID checks. Most UK operators complete verification within minutes for a debit card deposit.
Choose a Deposit Method
Pick a payment method from the cashier: debit card, PayPal or bank transfer cover most UK players. Card and PayPal deposits usually clear instantly.
Fund Your Account
Enter the deposit amount and confirm the payment. Funds typically appear in the balance within seconds for card and e-wallet methods.
Search the Game Lobby
Type Piggy Bank Bonanza: Hold and Win into the casino's game search bar. Dragon Gaming titles usually sit under the slots or new-releases filter.
Launch Demo, Then Play Real Stakes
Run the free demo first to see the Nudging Multiplier Wild Reel and the Hold and Win Bonus in action. Switch to real-money spins from £0.25 once the mechanics feel familiar.
Piggy Bank Bonanza on Mobile
| Platform | Minimum Requirement |
|---|---|
| iOS | iOS 14+ / Safari 14+ |
| Android | Android 8+ / Chrome 90+ |
Open the mobile casino site or app, then search for Piggy Bank Bonanza in the lobby. Tap Play and choose between the demo or real-money mode before the reels load. UK networks including EE, O2, Vodafone and Three all carry enough 4G speed to load the game's assets without a Wi-Fi connection.
About Dragon Gaming
Dragon Gaming focuses its catalogue on Hold and Win formats and cash-collector themes, with Piggy Bank Bonanza among its coin-grid titles. The studio holds licensing across multiple regulated markets, including the UK.
FAQ
The Nudging Multiplier Wild Reel sits only on reel 3. A partial WILD stack there can nudge up or down by one position to complete the reel. It then carries a random multiplier of 2x, 3x, 5x, 8x or 10x.
If the completed Wild Reel returns no win, Second Chance holds it in place on reel 3. Reels 1, 2, 4 and 5 then get one free re-spin, at most once per spin.
Landing 6 or more Special coin symbols in a single spin triggers the Piggy Bank Bonanza Hold and Win bonus. The round starts with three re-spins.
Mini pays 15x bet, Minor pays 30x and Major pays 200x. All three land as separate grid positions and add to the total once the re-spins end.
The Grand Prize pays 2000x bet plus the sum of every coin value on the grid. It only triggers when all 15 positions fill with Special symbols before the re-spins run out.
No. Random Wilds only trigger when neither the Hold and Win Bonus nor the Nudging Multiplier Wild Reel has fired on that spin. The two mechanics never overlap.
Buy Bonus costs 50x the total stake and buys direct entry into the Hold and Win Bonus. The purchase does not change the game's overall 95.53% RTP.
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